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Sept 07, 2014—Roshan, Afghanistan’s leading total communications provider, is pleased to announce the launch of M-Paisa Mobile Banking Service in partnership with Afghan United Bank (AUB). This new innovative service allows Roshan and AUB customers to transfer money between their M-Paisa and AUB accounts, check their account balance, withdraw cash and conduct all of their financial transactions securely at the touch of a button from anywhere at any time through their handheld mobile devices.

 Since its inception in 2003, Roshan has led the way in introducing innovative technologies to improve mobile communications, mobile banking services and facilitating transparency of financial transactions and services in Afghanistan. 

 “More than a decade ago, when Roshan began operations in Afghanistan, mobile money actually meant moving physical cash.  When many thought it would not succeed, Roshan was the first operator to introduce M-Paisa and bring mobile commerce to Afghanistan,” said Karim Khoja, Chief Executive, Roshan. “We created a product that has provided Afghans with a service that is swift, secure and accessible in even the most rural, isolated regions. M-Paisa Mobile Banking Service, in partnership with AUB, is part of Roshan’s vision to support the long term development and sustainable growth of financial infrastructure in Afghanistan.”

 “This project (integrated Based Mobile Money) in partnership with Roshan’s M-Paisa is another milestone achievement for Afghanistan’s two most developed industries; telecommunications and banking. AUB’s partnership with Roshan fits very well our respective companies’ strategic positioning and future ambitions to provide mobile-financial services facility to our customers throughout the country,” said Hedayatullah Yahya, Chief Executive Officer (CEO) of Afghan United Bank.

 M-Paisa has 1.2 million registered users in Afghanistan and it is used for many types of financial transactions, including salary payments of over $4 million every month, international money transfers via Western Union, humanitarian payments from international aid agencies, and money transfer to merchants.

About Roshan

Roshan (Telecom Development Company Afghanistan Ltd) is Afghanistan's leading total communications provider with nearly six million active subscribers and a network that covers over 240 cities and towns in all of the country's 34 provinces.

Roshan is a true Afghanistan success story, serving as a catalyst for economic growth and actively contributing to the country’s long-term development. Since its inception in 2003, Roshan has invested over $600 million in Afghanistan and is the country’s single largest investor and taxpayer, contributing approximately five percent of the Afghan government's overall domestic revenue. Roshan directly employs more than 1,100 people, 19 percent of whom are women, and provides indirect employment to more than 30,000 people.

Roshan is deeply committed to Afghanistan’s reconstruction and development. The Aga Khan Fund for Economic Development (AKFED), part of the Aga Khan Development Network (AKDN), is a major shareholder of Roshan and promotes private initiatives and building economically sound enterprises in the developing world. Also owned in part by Monaco Telecom International (MTI) and TeliaSonera, Roshan brings international expertise to the country and is committed to the highest standards of network quality and coverage for the people of Afghanistan.

To learn more about Roshan visit www.roshan.af or http://www.facebook.com/RoshanConnects. You can also follow us on twitter @roshanconnects.

About M-Paisa

Introduced by Roshan in 2008 in partnership with Vodafone, M-Paisa is Afghanistan’s first mobile money transfer service, providing service to 97 percent of the unbanked population in the country. M-Paisa offers safe, secure and fast access to a range of financial services including receipt and payment of microfinance loans, peer-to-peer fund transfer, salary disbursement, purchase of airtime and bill payments. The service facilitates the transfer of funds using a mobile phone through Short Message Service (SMS) and an Interactive Voice Response (IVR) system. The IVR based menu is available to customers in Dari, Pashto and English, an important feature in Afghanistan where 70 percent of the population is illiterate. M-Paisa relies on Roshan’s robust mobile network which spans across 240 cities and towns in all of Afghanistan’s 34 provinces. This allows for the extension of financial services to the mass unbanked population. 

Media Contact:


Shafi Sharifi, Public Relations Manager

Email: Shafi.sharifi@roshan.af

M: +93 (0) 799 999 065

Afghan United Bank (AUB):

Samiullah Shahnan, Marketing Manager


M: +93 (0) 708 300 300